|  | | | Diane & Clients At Client Apprecitation Day | |
Our Awesome After Sale Service Program
At Cardano Realtors, Our Focus Is On Our Clients
Our team is committed to giving WOW service to our clients during every step of the process. Our goal is to make real estate process FUN, not stressful. We have added benefits and special services to the client before, during, and after the process. It's just another reason that sets us apart from the rest. We pride ourselves on developing relationships with our clients. We want you to know that you can count on us for all of your real estate needs. We want you to be so excited about the quality of services you received from our team, that you refer us to your friends, family, and associates. We want you to be our clients...for life!!!
Client Appreciation
Night Bring the whole family for a night out with the team! Enjoy dinner on us, lots of fun activities and free movie tickets for the family if you choose to see a movie that night...or 2 complimentary movie tickets per family to use at a later date. Check out this year’s "Hawaiian Festival" theme set for July!
For Advocates
Only For Our Raving Fan Advocates, we have a special event planned just for you!! We reward our past & current clients who refer someone to us….so please don’t keep us a secret and continue to give us your referrals!!
Free Loan For Move Up
Sellers Do You Need The Money From The Sale of Your Home To Buy A New One!?! We can supply the cash for a down payment for your new home until your current home settles. For those needing financial assistance.... | • | COMING SOON...Link with all the details For Our Free Loan For Move Up Sellers & Buyers. |
Referral Reward
Program 2 Spectacular Referral Reward Programs for 2005! Getaway Vacation Reward: $1,500 Voucher towards a vacation anywhere you want to go!! Hawaii Vacation Getaway: Win a FREE trip to Hawaii for 1 week. You will stay at Diane & Stan’s home in Molokai, HI. Check the house out on the Internet. All you have to do is get 4 listing referrals that settle in 2005!
Realtor For Life
Program As our Clients... For Life... we like to say a special thank you with a birthday treat for each family member during the month of their birthday through our Birthday Program….as well as a monthly money saving coupon for services & products throughout the community through our Advocate Gift Card Program. | • | COMING SOON...Click Here For Samples & More Details! |
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
To what process do the terms closing, escrow, settlement and passing papers refer?
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| A |
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale. |
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